Whether assistance is needed for buying, refinancing, or accessing home equity, support is available to simplify the process and identify the right mortgage solution for specified goals.
Step-by-step guide to help navigate the home buying process with confidence.
Learn how refinancing can lower rates, reduce payments, or unlock equity.
Check today's interest rates for a variety of loan programs.
Estimate payments and compare scenarios to plan for future goals.
I'm Darnell Shane Garrison (NMLS#17118), a seasoned Senior Mortgage Loan Originator with over 24 years of experience in the industry. Based in Tampa, Florida, I have the ability to originate residential purchases and refinances in 48 states.
I specialize in a wide range of loan products, including Conventional, VA, and FHA loans, and also have access to Non-Traditional Financing options. Additionally, I offer a Portfolio Line for Florida and Georgia and have a particular focus on Construction-to-Perm loans in these states.
With my extensive national experience, I am dedicated to helping clients secure the best possible financing solutions tailored to their needs.
Whether you’re buying, refinancing, or building your dream home, it’s important to work with an experienced and knowledgeable loan officer. As an expert in my field, I have the knowledge and resources you need to stay current with market conditions and frequently changing mortgage programs. Ensuring that you make the right choice for you and your family is my ultimate goal.
I am here to service all your residential, fix-and-flip, and hard-money lending needs. I work diligently alongside each of my clients and referral partners.Well-versed in continuously changing lending guidelines, I’ve been able to assist many people and look forward to more opportunities and challenges.
As your Loan Officer, I’ll provide the personalized attention you deserve. I’ll review your finances and goals and help you find the mortgage that best fits your needs. You can count on me to answer your questions and communicate with you through each step of the mortgage process. I’m dedicated to making your experience a positive one.
Please feel free to reach out at any time; I make myself available seven days a week.
Every mortgage application is unique. Financial profiles are reviewed completely to match with lenders whose guidelines fit specific situations, not just one bank's standard requirements.
Whether buying a first home or investing in real estate, the right loan is available for any situation
Special programs designed for first-time buyers with lower down payments and flexible terms
Government-backed loans with low down payment options and flexible credit requirements.
Lower your rate, reduce monthly payments, or change loan terms with refinancing
Traditional financing with competitive rates for qualified borrowers
Sometimes, it simply means an application hasn't been presented the right way — yet.
With the right experience and lender match, many previously declined applications find a clear approval path forward.
Whether buying, refinancing, or analyzing loan options, dedicated guidance is available to secure optimal financing solutions tailored to specific goals.
Whether buying, refinancing, or analyzing loan options, dedicated guidance is available to secure optimal financing solutions tailored to specific goals.